Are you behind the financial eight ball?

“Killing Me Softly with His Song” is a song composed by Charles Fox with lyrics by Norman Gimbel. The song was written in collaboration with Lori Lieberman, who recorded the song in late 1971. It was a number-one hit in 1973 for Roberta Flack. A year after this popular song hit the airwaves I found [Read More…]

It’s NOT Common Core that’s the Problem

I surely can’t speak for the professional educators, or the Governments Dept of Education, or the Governor’s who have enacted “Common Core” … I am fortunate enough to have grown up on a tomato farm in southern New Jersey in the 50’s and 60’s. My teachers (most of them) taught my father in the same [Read More…]

HOPE is a four letter word!

Have you ever found yourself working with a prospect for any extended period of time?  All of your interactions have been positive; they appear to like you and by all indications are interested in your ideas. They request a proposal (RFP) and you spend hours creating one. You give them your – unique selling proposition [Read More…]

How do you see yourself in 2014?

Look at this picture closely … what do you see?  Keep looking – do you see the other woman?  I’m sure you’ll find them both … just as you would if you look at yourself as closely! (Don’t we all have at least (2) sides to our nature? Goals – there’s (2) sides to them: [Read More…]

FTC: One Out of Five Consumers Has Errors on Their Credit Report

Go to this link to watch the story on how many people have errors in their report (how many are significant errors!) and what to do to fix it!  When it comes to your Credit File YOU must be proactive to maintain it up to date and error free … the report effects many aspects [Read More…]

How to Respond to a Suspicious IRS-related Communication

Identity Thieves are busy this time of the year.  They are making the IRS work overtime.  Currently, as of September 2012, there were 650,000 unresolved cases within the IRS dealing with Identity Theft.  Here’s a link to help you if you receive suspicious IRS-related communications

Tax Related Identity Theft

As many people are filing their taxes it’s time to be on the lookout for what the Identity Thieves are doing … here’s an article that may prove useful (more)

Stickups – Down … Identity Theft – Up

Bank robberies are down significantly plummeting over that past 15 years.  What was once a “high -reward … Low -risk” crime is now just the opposite.  Banks have employed guards, sentencing is more strict and the result was as expected – less bank robbery. Criminals have “adapted” just like viruses and are now immune to [Read More…]

You are NOT safe from Identity Theft

It’s time for you to take a look at the reality of “cyber -crimes” and how it is effecting your life.  The stakes are enormous.  “We the People” trust in our government to protect us, we trust in our large institutions (banks, insurance companies, brokerage firms, etc.) to do likewise.  The cyber criminals on the [Read More…]


Not to diminish the “risk” American’s face from criminals with guns, I’d like to present another “risk” American’s are facing. As Daniel Wood states the US Crime rate is at a decade’s low, the FTC just reported: For Release: 02/28/2012 FTC Releases Top Complaint Categories for 2011 Identity Theft Once Again Tops the List The [Read More…]